[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aponia.cz\/proc-je-hypoteka-bez-dokladani-prijmu-tak-casto-propagovana\/#Article","mainEntityOfPage":"https:\/\/www.aponia.cz\/proc-je-hypoteka-bez-dokladani-prijmu-tak-casto-propagovana\/","headline":"Pro\u010d je hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f tak \u010dasto propagovan\u00e1","name":"Pro\u010d je hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f tak \u010dasto propagovan\u00e1","description":"Podobn\u011b jako u jin\u00fdch produkt\u016f, i u hypot\u00e9ky se \u010dasto pou\u017e\u00edvaj\u00ed reklamy, a to nejen ty televizn\u00ed. Ur\u010dit\u00e9 typy jsou…","datePublished":"2022-04-03","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.aponia.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.aponia.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aponia.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aponia.cz\/wp-content\/uploads\/hypoteka3_10_5.png","url":"https:\/\/www.aponia.cz\/wp-content\/uploads\/hypoteka3_10_5.png","height":0,"width":0},"url":"https:\/\/www.aponia.cz\/proc-je-hypoteka-bez-dokladani-prijmu-tak-casto-propagovana\/","about":["Finance"],"wordCount":441,"articleBody":"   Podobn\u011b jako u jin\u00fdch produkt\u016f, i u hypot\u00e9ky se \u010dasto pou\u017e\u00edvaj\u00ed reklamy, a to nejen ty televizn\u00ed. Ur\u010dit\u00e9 typy jsou pak propagov\u00e1ny v\u00edce ne\u017e http:\/\/www.adiktologie.cz\/cz\/articles\/detail\/19\/3939\/Testova-prirucka-ke-skale-osobnostnich-rysu-predstavujicich-riziko-z-hlediska-uzivani-navykovych-latek-SURPS-SUBSTANCE-USE-RISK-PROFILE-SCALE-  jin\u00e9. K tomu m\u016f\u017ee b\u00fdt samoz\u0159ejm\u011b mnoho d\u016fvod\u016f, av\u0161ak t\u00edm hlavn\u00edm b\u00fdv\u00e1 zv\u00fd\u0161en\u00ed zisku poskytovatele.Proto se m\u016f\u017eeme pt\u00e1t, pro\u010d je nap\u0159\u00edklad tak \u010dasto v reklam\u00e1ch prosazov\u00e1n ur\u010dit\u00fd typ, zat\u00edmco o jin\u00e9m t\u00e9m\u011b\u0159 neusly\u0161\u00edme. \u010casto je to proto, \u017ee ona firma chce, aby si z\u00e1kazn\u00edci \u017e\u00e1dali pr\u00e1v\u011b ten dan\u00fd produkt, \u010dasto i proto, \u017ee jim z n\u011bj plyne vy\u0161\u0161\u00ed zisk.Dobr\u00fdm p\u0159\u00edkladem je zde hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Pokud v reklam\u011b zaslechneme, \u017ee hypot\u00e9ku dostane ka\u017ed\u00fd, pak jde s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed pr\u00e1v\u011b o tento typ. A je pravdou, \u017ee je v\u00fdhodn\u00fd proto, \u017ee je dostupn\u00fd \u0161irok\u00e9 \u0161k\u00e1le klient\u016f. To samoz\u0159ejm\u011b znamen\u00e1 v\u00edce z\u00e1kazn\u00edk\u016f, a tedy i vy\u0161\u0161\u00ed zisky. To v\u0161ak nen\u00ed jedin\u00fd d\u016fvod, pro\u010d je pro poskytovatele tento typ v\u00fdhodn\u00fd.\u010casto jsou u n\u011bj tak\u00e9 vy\u0161\u0161\u00ed \u00faroky i poplatky, nemluv\u011b o sankc\u00edch nap\u0159\u00edklad za neplacen\u00ed. Je to samoz\u0159ejm\u011b proto, \u017ee klienti, pokud skute\u010dn\u011b hypot\u00e9ku cht\u011bj\u00ed, \u010dasto nemaj\u00ed jinou mo\u017enost, ne\u017e na tyto podm\u00ednky p\u0159istoupit \u2013 jin\u00e1 jim toti\u017e nebude schv\u00e1lena, nebo\u0165 maj\u00ed p\u0159\u00edli\u0161 n\u00edzk\u00fd p\u0159\u00edjem.M\u016f\u017eeme se samoz\u0159ejm\u011b pt\u00e1t, pro\u010d pr\u00e1v\u011b tato hypot\u00e9ka, kdy\u017e je zde pom\u011brn\u011b velk\u00e9 riziko, \u017ee klient bude m\u00edt probl\u00e9my se spl\u00e1cen\u00edm. Nebylo by lep\u0161\u00ed propagovat takovou, kde je n\u00e1vratnost p\u016fj\u010den\u00fdch pen\u011bz p\u0159eci jen jist\u011bj\u0161\u00ed? Nikoliv, a to pr\u00e1v\u011b z v\u00fd\u0161e uveden\u00e9ho d\u016fvodu. Sankce za neplacen\u00ed jsou zde toti\u017e pom\u011brn\u011b vysok\u00e9. To znamen\u00e1, \u017ee pokud se dlu\u017en\u00edk opozd\u00ed n\u011bkolikr\u00e1t se spl\u00e1cen\u00edm, poskytovatel na tom vyd\u011bl\u00e1. V p\u0159\u00edpad\u011b, \u017ee nebude platit v\u016fbec, m\u016f\u017ee doj\u00edt a\u017e k exekuci, kde sv\u00e9 pen\u00edze dostanou stejn\u011b.Je tedy vid\u011bt, \u017ee tento typ je skute\u010dn\u011b v\u00fdhodn\u00fd \u2013 jen ne pro klienta. Je tedy dobr\u00e9 b\u00fdt si v\u0161ech t\u011bchto rizik v\u011bdom, ne\u017e podep\u00ed\u0161eme smlouvu. Nejen\u017ee se tak vyhneme pozd\u011bj\u0161\u00edm nep\u0159\u00edjemn\u00fdm p\u0159ekvapen\u00edm, ale tak\u00e9 budeme m\u00edt jistotu, \u017ee druh\u00e1 strana hraje f\u00e9r. A to je rozhodn\u011b d\u016fle\u017eit\u00e9.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d je hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f tak \u010dasto propagovan\u00e1","item":"https:\/\/www.aponia.cz\/proc-je-hypoteka-bez-dokladani-prijmu-tak-casto-propagovana\/#breadcrumbitem"}]}]