[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aponia.cz\/tezke-zacatky\/#Article","mainEntityOfPage":"https:\/\/www.aponia.cz\/tezke-zacatky\/","headline":"T\u011b\u017ek\u00e9 za\u010d\u00e1tky","name":"T\u011b\u017ek\u00e9 za\u010d\u00e1tky","description":"Dnes budeme mluvit o probl\u00e9mech, kter\u00e9 potk\u00e1vaj\u00ed mlad\u00e9 lidi, kte\u0159\u00ed se v\u011bt\u0161inou po vystudov\u00e1n\u00ed st\u0159edn\u00ed nebo vysok\u00e9 \u0161koly, cht\u011bj\u00ed osamostatnit.…","datePublished":"2019-11-22","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.aponia.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.aponia.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aponia.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aponia.cz\/wp-content\/uploads\/img_a359359_w3282_t1573370685.jpg","url":"https:\/\/www.aponia.cz\/wp-content\/uploads\/img_a359359_w3282_t1573370685.jpg","height":0,"width":0},"url":"https:\/\/www.aponia.cz\/tezke-zacatky\/","about":["Bydlen\u00ed"],"wordCount":434,"articleBody":"Dnes budeme mluvit o probl\u00e9mech, kter\u00e9 potk\u00e1vaj\u00ed mlad\u00e9 lidi, kte\u0159\u00ed se v\u011bt\u0161inou po vystudov\u00e1n\u00ed st\u0159edn\u00ed nebo vysok\u00e9 \u0161koly, cht\u011bj\u00ed osamostatnit. Ukon\u010den\u00ed studia pro n\u011b znamen\u00e1 opustit koleje nebo intern\u00e1t, p\u0159\u00edpadn\u011b odchod od rodi\u010d\u016f. Skoro ka\u017ed\u00fd dosp\u00edvaj\u00edc\u00ed \u010dlov\u011bk sn\u00ed o tom, a\u017e bude samostatn\u00fd a bude m\u00edt volnost, ale k tomu se v\u00e1\u017ee mnoho povinnost\u00ed.A ji\u017e ze za\u010d\u00e1tku nast\u00e1vaj\u00ed probl\u00e9my, kdy se \u0159e\u0161\u00ed ot\u00e1zka bydlen\u00ed, a tedy p\u0159edev\u0161\u00edm financ\u00ed. K pron\u00e1jmu bytu se ve v\u011bt\u0161in\u011b p\u0159\u00edpadech v\u00e1\u017ee povinnost zaplatit kauci (hodnota asi 2-3 n\u00e1jmy dop\u0159edu), p\u0159\u00edpadn\u011b i nakoupit samotn\u00e9 vybaven\u00ed bytu. Pokud by si n\u011bkdo rovnou pohr\u00e1val s my\u0161lenkou, p\u0159\u00edmo byt koupit a t\u00edm p\u00e1dem ji\u017e nemuset m\u011bs\u00ed\u010dn\u011b platit n\u00e1jem, nast\u00e1v\u00e1 zde dal\u0161\u00ed probl\u00e9m. Proto\u017ee v takto mlad\u00e9m v\u011bku, bez trval\u00fdch p\u0159\u00edjm\u016f, \u017e\u00e1dn\u00e1 banka neumo\u017e\u0148uje z\u00edsk\u00e1n\u00ed \u00fav\u011bru nebo hypot\u00e9ky. Tento postup je vcelku logick\u00fd, proto\u017ee p\u0159\u00edpadn\u00fdm neuv\u00e1\u017een\u00fdm vyu\u017e\u00edv\u00e1n\u00edm t\u011bchto bankovn\u00edch slu\u017eeb mlad\u00fdmi lidmi, bez pravideln\u00fdch p\u0159\u00edjm\u016f, by bylo sp\u00ed\u0161e cestou do dluhov\u00fdch past\u00ed. Ale jak\u00e9 mo\u017enosti m\u00e1 tedy mlad\u00fd \u010dlov\u011bk, kter\u00fd m\u00e1 ambice se osamostatnit, ale teprve ve sv\u00e9 pracovn\u00ed kari\u00e9\u0159e za\u010d\u00edn\u00e1?STARTOVAC\u00cd BYTY PRO MLAD\u00c9Jedn\u00e1 se o byty, kter\u00e9 nab\u00edzej\u00ed n\u011bkter\u00e1 m\u011bsta, sv\u00fdm ob\u010dan\u016fm, za zv\u00fdhodn\u011bn\u00e9 n\u00e1jemn\u00e9. Podm\u00ednkou je, ale v\u011bkov\u00e1 hranice, ale i doba mo\u017en\u00e9ho pron\u00e1jmu bytu. Uchaze\u010di o toto bydlen\u00ed se zpravidla mus\u00ed p\u0159ihl\u00e1sit do v\u00fdb\u011brov\u00e9ho \u0159\u00edzen\u00ed. Z\u00edskat tyto byty tud\u00ed\u017e nen\u00ed \u00fapln\u011b jednoduch\u00e9, ale alespo\u0148 je vid\u011bt snaha m\u011bst, podpo\u0159it mlad\u00e9.STUDENTSK\u00c1 HYPOT\u00c9KACo m\u00e1lokdo v\u00ed, je mo\u017enost hypot\u00e9ky ji\u017e p\u0159i studiu. Tato mo\u017enost se t\u00fdk\u00e1 jak st\u0159edn\u00edch, tak vysok\u00fdch \u0161kol. Funguje naprosto stejn\u011b, jako kdyby si ji cht\u011bl vz\u00edt b\u011b\u017en\u00fd pracuj\u00edc\u00ed \u010dlov\u011bk, ov\u0161em s v\u00fdhodou \u2013 ni\u017e\u0161\u00ed \u00farok. Ale jak to b\u00fdv\u00e1, tak ka\u017ed\u00e9 plus, m\u00e1 i svoje m\u00ednus. A u t\u00e9to mo\u017enosti se nach\u00e1z\u00ed h\u00e1\u010dek, \u017ee rodi\u010de studenta se st\u00e1vaj\u00ed spoludlu\u017en\u00edky. Takto se poji\u0161\u0165uj\u00ed finan\u010dn\u00ed instituce, a to zcela logicky. Samotn\u00fd student nem\u00e1 pravideln\u00ed v\u00fdd\u011blek, zpravidla pouze brig\u00e1dy.                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"T\u011b\u017ek\u00e9 za\u010d\u00e1tky","item":"https:\/\/www.aponia.cz\/tezke-zacatky\/#breadcrumbitem"}]}]